Get represented at no cost

The price of your new home will be the same weather you have someone representing you or not. The McNabs are very experienced in working with builders and know how to represent you and help make your buying experience more valuable, less stressful and more fun. Read the information below and then call the McNabs to get started shopping for your new home.

What The McNabs will do for you

   1-Show you different builders and models is your desire area and  price range

   2-Help you understand the paperwork and contracts you will be signing.

   3-Work with the lender(s) to make sure you get the right loan.

   4-Go to the walk-thru and inspections with you or for you if you can not be present.

   5-Go with you to the closing so you understand everything you are signing and to make sure everything is accurate
      and in your best interests.

Inspections

If you go to the builders with out representation they will tell you that inspections are not necessary because their superintendent makes sure everything is just right. We have found that is not always the case.

We have found on many occasions that the superintendent missed mistakes made by the construction crew. For example one house had no insulation on the vaulted ceilings, another had to have the whole patio cover roof replaced. These are mistakes that the superintendent missed and without an independent inspection would not have been found.

You have several options for independent inspection on your new home. The most typical are the following.

1 -Framing inspection. The inspector will inspect the home just before the drywall is installed to make sure
    there are no mistakes covered up that can not  be seen at a later inspection.

2 -At completion. After the home is completed and just before your walk-thru with the superintendent.
    The inspector will inspect the home just like a older home and give you a report with anything wrong. You
    then can take that report to the walk-thru to point out mistakes to the superintendent.

3 -After one year. Most builders will come back out to your new home one year after you move in. They fix
    cracks in stucco, cracks in drywall, grout lines, etc. They will also fix any other problems you might have
    that have been discovered by your professional inspector.

You can do any combination of the above inspection or none of then if you choose. We recommend you choose to do at least option one of the last two options (at completion or After one year). Your new home is a big investment and a few bucks and a little time to make sure it is built correctly is money well spent.

Builder Financing

When you buy a new home the builder will most likely offer you some incentives like several thousand dollars towards closing costs or upgrades, washer/dryer, refrigerator, mini blinds, etc. The catch is you have to use their lender in order to get these incentives. Their lender will most likely do a good job for you, but are they getting you the best deal? Some times it is better to not take the incentives and use a different lender. The McNabs will help you determine your best financial options.